Interactive field tool
Decision Cost Comparison
Turn fees, recurring costs, and one plausible failure event into two comparable first-year scenarios.
Method and limits
What the result means
The ordinary-year total is up-front cost plus twelve monthly costs. The stressful-year total adds the event you entered. The tool does not estimate probability, returns, taxes, inflation, or suitability.
This tool provides general educational decision support. Verify controlling facts with the provider, regulator, qualified professional, or official record that applies to your situation.